How to apply for YGM VISA Card ? Hong Kong residents over 18 years of age are qualified to apply for YGM VISA Card. Application form is available at any of our YGM shop & counter, or any branch of the card issuing bank, Shanghai Commercial Bank (SCB). You can also call SCB Customer Hotline at (852) 2818 8236. After card approval, SCB will directly issue a YGM VISA Card to each successful applicant. Complimentary YGM HK$500 Cash Coupon for annual YGM purchase reaches HK$8,000. (Annual purchase shall count for YGM Shops in Hong Kong only. YGM HK$500 Cash Coupon will be distributed upon annual renewal of the card.) Enquiry : For any enquiry, please call Shanghai Commercial Bank Customer Hotline at (852) 2818 8236 or visit SCB web site www.shacombank.com.hk